Wise Words

WISE WORDS

During this election year let's be reminded of these words:

* You cannot help the poor, by destroying the rich.

* You cannot strengthen the weak, by weakening the strong.

* You cannot bring about prosperity, by discouraging thrift.

* You cannot lift the wage earner up, by pulling the wage payer down.

* You cannot further the brotherhood of man, by inciting class hatred.

* You cannot build character and courage, by taking away men's initiative and independence.

* You cannot help men permanently, by doing for them what they could and should, do for themselves.

Do you recognize the author?

It was Abraham Lincoln

In these times....

We cannot direct the wind, but we can adjust our sails.

Lemons or Lemonade?

Phoenix area news reports that last month lenders moved to foreclose on 7,447 homes, a new high. Valley homes foreclosed on and resold in September seem to add up to as much as 50% of the resales in September.

While this seems like more bad news or just more of the same......The good news is.....

According to Arizona Multiple Listing Service Data, 6136 homes were sold in September, the highest monthly level since August 2006!

So yes, the buyers are out there! What a great market to buy for first time homeowners and returning Veterans! And today it looks like the Feds may be reducing interest rates. Investors know that all the families that have lost their homes are needing rentals, what a great opportunity!

Remember when your Mom told you that when "life hands you lemons.....make lemonade"
This may be one of those times!

Quick Citizenship Test...Can you pass?

Can you pass it? 10 questions from the re-designed citizenship test for immigrants who want to become naturalized Americans.

1. What does the Constitution do?

2. What do we call the first 10 amendments to the Constitution?

3. Name one branch or part of the government.

4. We elect a U.S. representative for how many years?

5. How many justices are on the Supreme Court?

6. How old do citizens have to be to vote for President?

7. When is the last day you can send in federal income tax forms?

8. There were 13 original states. Name three.

9. Who was president during World War I?

10. Name one U.S. territory.





Answers
1. Sets up the government, Defines the government, Protects basic rights of Americans
2. Bill of Rights
3. Legislaive, Executive, Judicial, Congress, the President, the courts
4. 2 years
5. 9
6. 18
7. April 15
8. NH, MA, RI, CT, NY, NJ, PA, DE, MD, VA, NC, SC, GA
(Ok, do you know your state abbreviations?)
9. Woodrow Wilson
10.Puerto Rico, U.S. Virgin Islands, American Samoa, Northern Mariana Islands, Guam
(I'll give you a gold star if you know where the No Mariana Islands are!)