Wednesday, January 14, 2009
Tuesday, January 13, 2009
American Civics
http://www.americancivicliteracy.org/resources/quiz.aspx
Are you more knowledgeable than the average citizen?
The average score for all 2,508 Americans taking the following test was 49%; college educators scored 55%.
Can you do better? Questions were drawn from past ISI surveys, as well as other nationally recognized exams.
Are you more knowledgeable than the average citizen?
The average score for all 2,508 Americans taking the following test was 49%; college educators scored 55%.
Can you do better? Questions were drawn from past ISI surveys, as well as other nationally recognized exams.
Monday, January 12, 2009
Good news for AZ
Where populations are increasing is where people will be buying homes.
On December 22, 2008 the U.S. Census Bureau released good news for Arizona. Arizona was the second fastest-growing state increasing 2.3 percent between July 1, 2007, and July 1, 2008. This percentage increase represented 146,759 people.
A population increase of 146,759 people means 48,920 housing units were needed. How economists come up with 48,920 housing units is by dividing the numeric population growth by the average number of people per home (146,759 / 3 = 48,920). A housing unit is defined as an apartment rental, residential rental, new home or resale purchase.
This increase in population is a fundamental that helps reduce the oversupply of homes. Reducing the supply of homes helps stabilized our residential market.
According to the press release, the only two states losing population were Michigan and Rhode Island.
Below is information from the U.S. Census Bureau’s press release.
Leading 10 States / Equivalents by Population Change:
July 1, 2007, to July 1, 2008
On December 22, 2008 the U.S. Census Bureau released good news for Arizona. Arizona was the second fastest-growing state increasing 2.3 percent between July 1, 2007, and July 1, 2008. This percentage increase represented 146,759 people.
A population increase of 146,759 people means 48,920 housing units were needed. How economists come up with 48,920 housing units is by dividing the numeric population growth by the average number of people per home (146,759 / 3 = 48,920). A housing unit is defined as an apartment rental, residential rental, new home or resale purchase.
This increase in population is a fundamental that helps reduce the oversupply of homes. Reducing the supply of homes helps stabilized our residential market.
According to the press release, the only two states losing population were Michigan and Rhode Island.
Below is information from the U.S. Census Bureau’s press release.
Leading 10 States / Equivalents by Population Change:
July 1, 2007, to July 1, 2008
Friday, January 9, 2009
Home Resales for Dec 08 - Maricopa County
Lender Owned Properties (REO)
Of the monthly sales reported in Maricopa County,
the single family detached resale home sales reported through ARMLS for the month of December 2008, 56% of the listings were noted as "Lender Owned," up almost 10% from last month.
Sorry to report to all the homeowners that our property resale values ARE based on foreclosure prices, also known as REO, or Lender owned.
Of the monthly sales reported in Maricopa County,
the single family detached resale home sales reported through ARMLS for the month of December 2008, 56% of the listings were noted as "Lender Owned," up almost 10% from last month.
Sorry to report to all the homeowners that our property resale values ARE based on foreclosure prices, also known as REO, or Lender owned.
Dan Fogelbird
Reasons why I love my Canary
1. He annoys my children.
2. He reminds me of my Mom who had various Canaries, all named "Tweety".
3. He thanks me when I give him food, water and treats. (unlike some family)
4. He has an awesome sound reminding me of his namesake, Dan Fogelberg.
5. Did I mention he annoys my children?
1. He annoys my children.
2. He reminds me of my Mom who had various Canaries, all named "Tweety".
3. He thanks me when I give him food, water and treats. (unlike some family)
4. He has an awesome sound reminding me of his namesake, Dan Fogelberg.
5. Did I mention he annoys my children?
Friday, January 2, 2009
Do Overs
How often have we all made mistakes and wished we could do it over?
Perhaps we said something stupid or offensive. Maybe we did something we knew was not honorable or slightly on the side of unethical. Maybe our words or actions hurt a friend or loved one and we knew once those words were out of our mouth nothing could ever retract them or erase the pain or suffering they caused.
Maybe it is just the opposite, not what we did or said but the lack of an action.Was there ever a time when you were a bystander and did nothing to help your fellow man? Did you ever see someone who looked down and out, or struggling by the look on their face and not even offered a greeting?
In this new year I would like to challenge any one who may read this to show a kind gesture or speak a kind word to someone different each day.
We will all be better for it!
Perhaps we said something stupid or offensive. Maybe we did something we knew was not honorable or slightly on the side of unethical. Maybe our words or actions hurt a friend or loved one and we knew once those words were out of our mouth nothing could ever retract them or erase the pain or suffering they caused.
Maybe it is just the opposite, not what we did or said but the lack of an action.Was there ever a time when you were a bystander and did nothing to help your fellow man? Did you ever see someone who looked down and out, or struggling by the look on their face and not even offered a greeting?
In this new year I would like to challenge any one who may read this to show a kind gesture or speak a kind word to someone different each day.
We will all be better for it!
Thursday, January 1, 2009
Happy New Year
To each and every one! May God's grace and blessings pour over all of us this next year and may we become personally aware of the work HE does in each of our lives.
Subscribe to:
Posts (Atom)